Merchant settlement & Reconciliation specialist

Guru Pay is an EMI based in Lithuania with a goal to deliver a personalized boutique service to B2B, B2C and C2B customers. Our team is small, yet highly ambitious in delivering high-tier service for our business accounts.

We are looking for a Merchant settlement & Reconciliation specialist who will take full ownership of reconciliation and merchant settlement processes within our acquiring product. This role is ideal for someone detail-oriented, proactive, and experienced in payment reconciliations who can ensure accuracy across complex payment flows and continuously improve existing processes.

What will you do:

• Own and manage the full reconciliation flow for the acquiring product
• Compare reports from Visa/Mastercard, payment processors, gateways, and internal systems to verify transaction amounts, fees, chargebacks, refunds, and adjustments
• Investigate and resolve discrepancies by working with processors, card schemes, and internal teams
• Prepare and execute periodic merchant settlements together with the internal payments team
• Generate reconciliation and settlement reports for merchants and ensure alignment with actual payouts
• Maintain and improve reconciliation procedures and documentation
• Track discrepancies and ensure timely resolution
• Support month-end reconciliation and reporting processes
• Participate in improving internal reconciliation tools and propose automation opportunities

What we expect:

• Hands-on experience with reconciliation in fintech, payments, or financial services
• Strong attention to detail and analytical thinking
• Ability to independently own reconciliation processes end-to-end
• Comfort working with large datasets, reports, and multiple payment sources
• Proactive mindset with a focus on improving processes
• Strong English communication skills

Nice to have:

• Experience with acquiring or card payment reconciliations
• Understanding of Visa/Mastercard settlement processes
• Lithuanian language skills

What will you get:

• A salary starting from 3000 EUR Gross (negotiable based on experience).
• 2nd pillar pension coverage.
• Encouragement and budget to support your professional development and certifications.
• Extra vacation day on your birthday.
• Flexible work from our office in Vilnius or the comfort of your home.
• A brand new office space in Vilnius with a comfortable work setting.
• Regular events, workations, health challenges, and other team initiatives.
• An ambitious team, focused on compliance and efficiency with an experienced leader who cares.