Business Lending - Loan Officer (Sales Position)

CapitalBox, part of the international FinTech group Multitude, provides fast and flexible financing to SMEs across Europe. We are looking for a proactive, commercially minded sales professional to join our Lithuanian team and help local businesses access the financing they need to grow.

As a Loan Officer in our company, you will work directly with SME owners and decision-makers, understand their needs, recommend suitable financing solutions and support them from the first conversation through approval and funding.

What you will do:

• Understand clients’ businesses and financing needs in cooperation with our Direct Sales team.

• Recommend suitable solutions from the CapitalBox product portfolio.

• Identify financing opportunities among new and existing clients.

• Build strong, long-term relationships with clients and business partners.

• Prepare clear, data-driven credit proposals aligned with responsible lending principles.

• Present and discuss financing cases with Commercial, Risk and other stakeholders.

• Support clients throughout their financing journey, including with existing loans.

• Collaborate with Sales, Operations and Risk to ensure a smooth client experience.

What we are looking for:

• Experience in banking, financing, FinTech, B2B financial services or a similar commercial environment.

• Experience in SME or corporate lending is a strong advantage.

• A proactive sales mindset and the ability to understand client needs, recommend solutions and negotiate confidently.

• Strong relationship-building skills and personal ownership.

• An analytical, self-driven approach and the ability to succeed in a fast-moving environment.

• Professional Lithuanian and strong English.

What we offer:

• A gross monthly base salary of €2,700–€3,500, depending on your experience and competencies.

• A performance-based bonus linked to the financing you generate.

• Ownership of the full client journey, with a visible impact on Lithuanian SMEs.

• Close collaboration with experienced Sales, Risk and Operations professionals.

• Opportunities to develop your expertise and career in business lending.

Benefits:

• Hybrid work combining our Vilnius office with remote work.

• Up to 60 workation days per year after the probation period.

• Supplementary health insurance.

• Pension and savings contributions in line with company policy and Lithuanian regulations.

• Access to more than 8,000 courses through LinkedIn Learning.

• Professional and leadership development programmes.

• Matching Shares Programme.

We offer:

• A Truly Global Workplace – collaborate with 40+ nationalities across 25+ countries, embracing diversity, inclusion, and cross-cultural innovation

• Hybrid & Flexible Work – balance your life and career with remote-friendly policies and modern offices across Europe

• A Culture of Growth – accelerate your development with access to LinkedIn Learning, structured mentorship, and internal leadership programmes (HiPo & People Leader tracks)

• Workation Programme – work remotely from abroad for up to 2 months per year and experience new cultures while staying connected and productive

• Financial Growth Opportunities – invest in your future with our share purchase matching programme, doubling your contributions and fostering long-term rewards

• Private Health Insurance – access comprehensive medical coverage to support your health

• Pension Insurance – secure your financial future with a fully funded pension scheme

We may use artificial intelligence (AI) tools to support specific parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses against predefined criteria. These tools assist our recruitment team but do not replace human judgment. All final hiring decisions are made by human recruiters.

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