Backend Engineer (PHP) - Payments

TransferGo is a growing fintech scale-up on a mission to make the world a fairer place for migrants. We strive to provide tailored, more affordable financial services that make people's hard-earned money go further. Now in our 13th year, with close to 400 employees in offices across Europe and the UK, we’re crafting a brilliant, relevant product that makes a difference in people's lives and the well-being of their families. 

We’ve come this far by building a talented, diverse workforce on a fair culture and our strong values. Having this strong team of employees, we can serve those who really need our product to make their lives better. 

We are looking for an ambitious and bright Junior-Mid Backend Engineer who is eager to build and run services in our Payments domain. If you're looking for a company where you can grow fast both professionally and personally, you might have just found one!

The Payments team builds the core systems behind money movement at TransferGo. Their work ensures that payments are fast, reliable, and secure. The team also develops internal tools to support operational teams working with these systems day-to-day.

Current and past projects include integrating with Open Banking and card payment providers, building connections with global partners to send money to bank accounts, digital wallets, and cash, tracking live FX exposure, and managing the configuration of payment rails across different markets.

Being part of the Payments engineering team means having a direct and measurable impact on both revenue and customer trust. Engineers on this team solve complex problems while building systems that power real-time transactions across the globe. It’s a fast-moving, high-impact domain that offers both technical challenges and meaningful business outcomes. Team members also get the opportunity to work closely with major banks and leading fintech companies.

Here’s what you’ll be doing as a Backend Engineer:

• Help to design, build, and operate services in a cloud-native, service-oriented environment, which will be used by multi-platform applications and hundreds of thousands of users;
• Enjoy a great level of end-to-end autonomy, contributing to system design, implementation approach and production operations of your services. We truly believe in the “Builders mindset”;
• Work closely with product managers and other stakeholders to build modern and scalable software;
• Work in a team of strong professionals - a great chance to learn from senior software engineers, engineering and product managers.
• Work with other FinTechs and banks to integrate their products with TransferGo.

You’ll report to our Engineering Manager.

Here are some of our core tools helping us to get the job done:

• Runtime: PHP 8, Symfony 6
• Infrastructure: AWS, Docker, Terraform, CloudFormation, SQS/SNS, Temporal
• CI/CD: GitHub, Jenkins
• Data: MySQL, Redis, ElasticSearch, S3
• Test: PHPUnit

Check out our full stack here: https://stackshare.io/transfergo/transfergo

 It would be awesome if:

• You have experience with microservice architecture;
• You have experience with Domain-Driven Design (DDD);
• You worked with large-scale distributed and event-driven systems;
• You have deployed backend applications at scale, with AWS or a similar provider;
• You enjoy building products used by people;
• You are a good communicator and can use English effectively at work;
• You are enthusiastic about technology and best engineering practices;
• You are comfortable with ambiguity and are willing to help us find the best solutions;
• You are passionate about growing your knowledge in scaling fintech companies.
• You are interested in learning .NET

Check out our full stack here: https://stackshare.io/transfergo/transfergo

💰 Monthly salary starting from €3000 - €5000 (gross) depending on the level of experience.

What we believe

At TransferGo, we offer competitive rewards to all people. We know that recognition is about more than just money, and we’ve fostered a culture of kudos to shine a light on the great work throughout the business, and the people making it all happen. We hold regular in person events to connect with each other and help all our TransferNauts to grow with a generous training allowance. We believe that empowering people makes for a happier and more effective workforce. This means we enable anyone who wants to pursue initiatives that deliver real value for our migrant customers. 

What we offer:

• Be part of building a meaningful product in a growing fintech scale-up;
• A competitive rewards package;
• Generous holiday allowance (based on tenure);
• Competitive healthcare insurance / wellbeing package from day one (based on your location);
• An annual development budget of €1,000 to spend on your growth;
• We truly embrace flexibility and take a hybrid approach to our working style. Most of our team members come into their local office 2 days a week. 
• If you are near one of our offices, we are a pet-friendly company and we enjoy regular opportunities to connect in person (we truly value in person connection on a regular basis and celebrate in style). 

At TransferGo, we are committed to the equal treatment of all current and prospective employees. We will not tolerate discrimination on the basis of age, disability, sex, sexual orientation, pregnancy and maternity, race or ethnicity, religion or belief, gender identity,  marriage, civil partnership or any other protected category. We are proud of our diverse and inclusive culture and we strongly encourage suitably qualified applicants from a wide range of backgrounds to apply and join TransferGo. We look forward to meeting you!

Please note that all data collected will be handled in accordance with our candidates privacy policy (https://www.transfergo.com/privacy-policy/overview) and will only be used for the purpose of evaluating your candidacy. The data will be securely stored and deleted according to retention timeframe set in the candidates privacy policy. If you have any questions or concerns regarding this, please feel free to reach out by replying or via dpo@transfergo.com